13 Resources For Your San Francisco Nonprofit Job Search

Having just finished a mostly nonprofit job search in the San Francisco Bay Area, I want to pay it forward and share a list of the many email lists and resources that were suggested to me by friends and colleagues or that I stumbled across in my search.

These are mostly focused on the nonprofit world, but a few for profit resources are included too.

Also, one quick suggestion: you may want to start a new email account just for your job search.  It makes it easier to not clog up your personal email account and when you’re dedicating time to a job search, also easier if you have an email account that’s only receiving new job emails.

  1. CalNonprofits Job Board (full disclosure: I used to work here). Good resource of nonprofit jobs around the state, and as new ones are posted, you’ll see them on Twitter at #CalNonprofitJobs.
  2. Glassdoor.com: Deciding between for profit, nonprofit, or government work?  They all have jobs on Glassdoor.  And, if you’re getting further along in the interview process, you may even get to see reviews from current/past employees about the company (though you only get a few “free” views- then the website requires you to share a review about a previous employer).  It can be a little annoying to look at a job and then get a follow-up email an hour later asking why you haven’t applied for it yet, but I guess this is “encouragement”?  🙂
  3. Work for Good (used to be Opportunity Knocks): Strictly nonprofit jobs.
  4. Idealist: Nonprofit jobs, nice ability to customize what sort of jobs you get in your daily email.
  5.  LinkedIn: If there’s particular orgs/companies you’re interested in, see if that company is on LinkedIn, check out the jobs they have listed on LinkedIn (though make sure they’re current), and I believe there’s a functionality where you can let that company know that you’re interested in jobs with them.  Also, every time you log-in to LinkedIn, you’ll get a notification (sort of like Facebook) about new opportunities that either match a job search you’ve set up, or if companies you follow have posted new jobs.
  6. craigslist: You can set up alerts to get jobs that match your criteria, like “Communications Director” in San Francisco.
  7. Nonprofit Remote: This handy site lists nonprofit opportunities (jobs) that you can do remotely.
  8. Kimble Group: A search firm.  I like the clean layout of their emails.
  9. Democratic Gain: Looking for more political/advocacy type jobs?  Sign up for this email.
  10. Amanda Ussak Job List. Not sure how I came across this, but lots of roles (including international NGOs).  You can see past issues to get an idea about it and sign up at the bottom of the issue.
  11. David Careers: Also not sure where I found this, and their email formatting could be improved, but also a good option.
  12. Social Enterprise Jobs: A fair number of these job openings aren’t in the Bay Area (they’re international), but some Bay Area jobs.
  13. The Bridgespan Group.  Nicely formatted emails!  Other recruiting firms should take note.

And, also a few temporary firms to check out to keep the $ coming in:

  1. Robert Half International:  While I didn’t get any postings through them, I was very impressed with the person I spoke to for my initial intake (over the phone).
  2. McCall Staffing: I worked for them when I first moved to the Bay Area.

I’m likely missing a few- feel free to leave a comment if you have one you’d suggest I add to the list!


Hampton Bay Fans: A Harrowing Home Depot Hassle

Earlier, I wrote about what a hassle it has been to try and take the glass globe off of my Home Depot Hampton Bay Sovana model fan.

A quick update:  Since I could not get the glass cover off (similar to lots and lots of other Home Depot customers who also made the unfortunate decision to buy a Hampton Bay fan), I will now be forced to break the glass in order to replace the light bulb.

I tried calling Hampton Bay last week, was told by a customer service person that they don’t have the part, and the manufacturer would get in touch with me.

Today, I received an email from said Home Depot/Hampton Bay customer care representative, telling me to call a woman named Belinda.  I tried calling Belinda at the number provided, and the operator answered with the name of a random company that was neither Home Depot nor Hampton Bay.

Belinda apparently does work for Home Depot (not sure in what capacity) and was able to help me a little bit by giving me the model number and explaining that the information I received last week was inaccurate.

So, I’m now paying Home Depot $27 for a replacement globe because I’ll have to crack open the glass to get this one off.

Home Depot- this is not a great way to treat your customers.  😦

Hampton Bay Fans from Home Depot: A Cautionary Tale Against Buying Them

Does your home have ceiling fans?  They can be a great, cost-effective way to cool your house, but as I’ve discovered, getting the wrong brand of ceiling fans (in this case, the Hampton Bay brand offered at Home Depot) can make your ceiling fan into a time-sucking nightmare when the light-bulb goes out.  In fact, based on my experiences with Hampton Bay today, I would strongly recommend you buy almost ANY other brand other than Hampton Bay.  And if you look at these reviews on Home Depot’s own site for another Hampton Bay fan, you’ll see what I’m talking about.

The back story:

My wife and I had lived in our house about two years when we decided to get ceiling fans in two of our bedrooms. We purchased two Hampton Bay fans (the Sovana 44 inch model, it’s item #184-595, Model 14412), and had them installed in our house.  So far, so good.

However, the first time the light bulb went out, I discovered why some customers (including me now) hate Hampton Bay fans.  The glass over that goes over the light bulb is incredibly difficult — if not impossible — to remove.

In theory, it twists off.

In reality, getting it to twist off can be incredibly hard to do.  And, you’re not alone.  Try googling “Hampton Bay Fan remove light” and you will see the stories of hundreds (probably thousands) of other customers who have also make the mistake of purchasing a Hampton Bay fan.

There are tips on YouTube (and in the YouTube comments), such as using duct tape and making loops on the glass so you have something hard to pull on, or using a toilet plunger.  I think these might have worked for me previously, but as of right now, my kids don’t have an overhead light in their room because I can’t get the Hampton Bay fan light cover to come off.

Hampton Bay Ceiling Fan Hack

So, after trying looking at the owner’s manual (not helpful) and looking online, I thought perhaps I’d try the customer service line at Home Depot/Hampton Bay (can’t tell if they’re the same company or not).

That was a colossal waste of my time.

After waiting on hold for 9 minutes, I was given helpful advice such as “try turning it counter-clock wise, and hard.”

People ask why I’m skeptical of corporate America, and I will now point to Hampton Bay ceiling fans as exhibit 1.  Home Depot clearly knows that its customers are having problems with this product, yet it continues selling it, probably because the profit margins are high.  In other words, sorry customer, we know you’re going to lose hours and hours trying to replace a simple light bulb, but we at Home Depot just don’t care enough to fix the problem.

So, save yourself hours of pain, and get a fan from a company other than Hampton Bay!

Has Budget Car Rental Also Tried to Upsell You?

Earlier this month, my sister and I traveled to Denver, Colorado for a mini family reunion.  Because we were planning on doing a tour of Denver with one of our taller relatives, I made sure to reserve a Full Size rental car from Budget Car rental (using Travelocity, which I’ve used for years) so that he would be comfortable.

Budget rental

When we arrived at Denver International Airport, we took the Budget Car Rental shuttle to pick up our car.  While it did not offend us, it did strike us as odd and perhaps off-putting that the shuttle radio was playing Christian rock music.

Once we got to the Budget Car Rental counter, the “upsell” began.

The representative started by telling us that it was supposed to snow that weekend in Denver and we should really consider getting an All Wheel Drive SUV (instead of the full-sized sedan we reserved).  He explained he could do it for “only about $20 more a day.”  (It did not actually snow that weekend).

We declined that, and he said he had to go back and talk to his colleagues.  He came back a few minutes later to announce that, “good news, now we can have the SUV for the same price as the car we had reserved.”  You know where this story is headed, right?

So, I asked “You don’t have the car we reserved, do you?”

And he admitted that they did not.  So, you can imagine how I felt that Budget Car Rental was trying to make more money off of the fact that they did not have the car ready that I had reserved.  Not only are you wasting my time, but you’re also trying to profit off this?

Because we wanted to get going (and this was wasting our time), we took a quick look at the SUV he was pushing us to take.  However, it was clear to us it would not have been as comfortable as the full-sized sedan we had originally reserved.

So, we returned back to the rental counter, and explained to him that this wouldn’t work for us and that we wanted the car we had reserved.

Unfortunately, on that particular day, it appeared only one computer could be used to determine which cars were available (I don’t know if that was a problem just that day, or if it’s like that every day you rent a car from Budget in Denver).

So, after about 30 minutes of extra back and forth with the representative, they were able to track down the car we had originally reserved.

Once we left the Budget Car Rental location, we discovered that the car was low on washer fluid (which is dangerous in Colorado during the winter) and that the windshield was fairly pitted (possibly because the car had almost 40,000 miles on it).

Budget Car Rental Low on Fluid

We returned the car to Budget early.  Isn’t it funny how rental car companies charge you an arm and a leg if you return it even an hour late, but they don’t give you money back if you turn it in a few hours early?

I contacted both Travelocity and Budget Car Rental to share my experience with them, and I was less than impressed with their responses.  Travelocity offered a $25 credit, whereas Budget Car Rental offered me a $10 credit- but I’d have to log-in to their system, create an account, give them my email, etc.  Hardly worth $10, right?  And I’m guessing they were counting on that.

Have you had an experience of a rental car company trying to upsell you a more expensive car after they made a mistake and didn’t have the car you reserved?

I’d love to hear about it- you can contact me by leaving a comment.

Share your Valic Retirement Stories with Me

Valic Retirement

Work at a nonprofit and planning to retire? You should read this.

Do you work at a nonprofit, and is Valic your retirement provider?

I’ve had Valic at two of the nonprofits I’ve worked for in San Francisco, and in both cases, it was a bad experience where over-priced retirement products, unclear information, and costly fees slowed down my retirement progress.

As I’ve shared with Valic, their costly products are especially problematic in the nonprofit world.

That’s because nonprofit employees often have lower salaries and so it’s even more important that their retirement money is growing- instead of being sucked away by their retirement company charging fees.

As somebody who works in the nonprofit world, and who knows that decision makers often have limited time, I am going to share my Valic experience to help other nonprofit employees and decision makers.

If you are in charge of HR or Operations at your nonprofit, I would strongly encourage you to find out what sorts of fees your retirement provider is charging, if your employees are aware of these fees, and of course, whether or not there are better companies that will help your employees achieve their retirement goals.

During my most recent experience with Valic, here were some of the issues I encountered, and I’d love to hear if you have had these “challenges” with Valic as well:

1) Valic helping itself to 5% of my retirement money. Now, I don’t know about you, but when I divert money out of my paycheck to put into my retirement accounts, I’m doing that because I want MY money to grow so I can retire one day.  So, imagine my surprise when my account finally got rolled over, and the rollover paperwork included a column that said MVA ADJ/Charges ($) $70.51. I didn’t know what this $70.51 was for, but I did know that my final rollover check was for $70.51 less than I would have expected it to be.  After about 30 minutes of phone calls and getting a manager on the phone, I was finally informed that Valic was charging me a whopping 5% fee to close my account because I hadn’t had it open for five years.  That is not a misprint. A whopping 5% fee!  Luckily for me, that five percent fee was only $70, but can you imagine if I’d had $10,000 in that account and Valic helped itself to 5% of my retirement?  Or $20,000?  Or even $30,000?  Ouch!

2) Unclear expenses and retirement options: My Valic representative had a very hard time telling me what my options were in terms of the mutual funds I could invest in- and what their costs were- until after I had opened an account. If Valic were truly interested in supporting nonprofit workers having a secure retirement, then they would make this information clear and easy to get to- before you open your account.  The reason I wanted to know about the mutual fund options and their expenses (before I opened the account) is because when I had Valic previously, all of funds I could choose from were wildly over-priced compared to their peers.

3) Mis-leading and inaccurate information when I tried to roll over my Valic retirement account. After leaving my job, I wanted to roll over my Valic account into my IRA, where I would have access to far cheaper retirement options at Vanguard.  However, the instructions for rolling over my Valic 403B account were contradicted by the customer service people at Valic.  These were things like whether or not my wife needed to sign the paperwork.  Or whether the program administrator needed to sign the paperwork.  Call me pessimistic, but I have to wonder if Valic does this intentionally to make it harder for people to get their money rolled over.  Have you had the same experience where Valic’s written instructions are contradicted by their customer service people?

I’ll be writing more about Valic and some of the legal issues it has faced in the coming weeks, but I’d also love to hear from other people who have used Valic.

Want to share your Valic experience?  Leave a comment on this post.  And, at the top of the post, let me know if I can share your experience, and if so, how you’d like to be attributed. For example, I’m happy to use your full name and city, just your initials, or just a description like “A Social Worker from Oakland.”  Or if you’d prefer I don’t publish your experience, that’s okay too.

Here’s some questions to get you started:

  • Do you know what the expense ratios are on the funds you’re invested in with Valic? And do you know how they compare to some of Valic’s peers?
  • Have you ever been hit with a 5% surrender fee by Valic?
  • Tried to roll over your money out of Valic? How did it go?  Did you get clear instructions?

Keep Your Home California Program is Over

This blog featured a number of posts about the Keep Your Home California program and how its various programs could help homeowners in California who were possibly going to lose their homes.

In case you missed the announcement in August, 2018, the program is over and is no longer accepting applications. (More here)

More than 82,000 Californians benefited from this program.  You can learn more by reading The Economic Impact of Keep Your Home California: A Statewide and Regional Analysis.

Also, quarterly reports about the program are available on its website under the reports and statistics section.

If you’re a homeowner who used the program and have questions, there are still representatives available to answer your questions.

Wells Fargo in the News For Overdraft and Foreclosure Lawsuits and Settlements

Wells Fargo

It’s been a busy couple of weeks for Wells Fargo Bank!

On April 4, the LA Times reported that the US Supreme Court declined to hear Wells Fargo’s appeal of a class action lawsuit against the bank that it lost.  After losing this lawsuit, Wells Fargo was ordered to pay $203 million related to overdraft fees it had charged Californians from 2004-2008.  Read more here: Supreme Court upholds verdict against Wells Fargo on overdraft fees in California

Then, on April 8, Courthouse News Service broke the news that the City of Oakland’s lawsuit against the bank can proceed:  Wells Fargo Must Face Oakland’s Lending Suit

And, last Friday, April 8, Wells Fargo agreed to pay the federal government $1.2 billion related to FHA mortgages the bank had underwritten (rather poorly, it turned out).  The irony is especially rich on the heels of a recent Paul Krugman article which suggested that main street banks hadn’t really played a role in the mortgage meltdown.  Or, the Op-Ed from GE’s CEO, lecturing Bernie Sanders about “creating jobs.”  Just don’t remind GE’s CEO about GE’s role in creating the mortgage meltdown with its lender, WMC Mortgage Corp.

David Dayen on CitiGroup’s Late Independent Foreclosure Review Payments

David Dayen has a great new piece (Weak Justice for Wall Street: How a Twisted Double Standard Saved Citigroup Millions) on CitiGroup failing to pay $20 million under the Independent Foreclosure Review:

Did Citigroup have to pay interest or make a late fee on two years’ of missed payments? No. Was its credit rating affected? No. Did it have a lien placed on its headquarters or bank branches, as would many debtors who failed to pay? No. Did the OCC call them in the middle of the night and threaten to garnish their tax refund? No. Were they in any way treated the way “deadbeat borrowers” are in this country? Nah. In fact, they got to use that $20 million for two years, and profit from it, without punishment.

Read the whole article here: Weak Justice for Wall Street: How a Twisted Double Standard Saved Citigroup Millions

New Announcement About Uncashed Checks for Independent Foreclosure Review

Just the messenger folks, contact Rust Consulting for more information:

Joint Press Release

Board of Governors of the Federal Reserve System
Office of the Comptroller of the Currency
For release at 1:00 p.m. EDT
February 18, 2015

Agencies Announce Reissuance of Checks Related to the Independent Foreclosure Review

Replacement checks are being mailed this week to borrowers eligible for payment under the Independent Foreclosure Review Payment Agreements and who have not yetcashed or deposited their check, the Federal Reserve Board and the Office of the Comptroller of the Currency announced Wednesday. The checks are being sent by the paying agent, Rust Consulting, Inc., to replaceuncashed checks that have now expired.Agreements reached in January 2013 between federal bank regulatory agencies and 13 mortgage servicers provided $3.6 billion in cash payments to borrowers whose homes were in any stage of the foreclosure process in 2009 or 2010. The mortgages were serviced by one of the following 13 companies, their affiliates, or subsidiaries: Aurora, Bank of America, Citibank, Goldman Sachs, HSBC, JPMorgan Chase, MetLife Bank, Morgan Stanley, PNC, Sovereign, SunTrust, U.S. Bank, and Wells Fargo. The payments ranged from several hundred dollars to $125,000 plus lost equity.

Beginning in April 2013, payments were mailed to all of the nearly 4.2 million in-scope borrowers of these servicers. As of January 2015, more than 3.4 million of these checks, totaling more than $3.1 billion, had been cashed or deposited. This represents approximately 87 percent of the total amount of funds these servicers were required to pay.

Nearly 600,000 checks mailed to borrowers of these 13 servicers remain outstanding, and have now expired. As part of the agencies’ ongoing efforts to reach these borrowers, the paying agent was directed to conduct additional searches of updated addresses. The current mailing represents the third attempt directed by the agencies to provide checks to in-scope borrowers. Borrowers who have already cashed or deposited their checks will not receive additional payment. Borrowers must cash or deposit the replacement checks within 90 days of the issue date or the check will be void.

After January 2013, similar agreements were reached with federal bank regulatory agencies that provided cash payments to borrowers whose homes were in any stage of the foreclosure process in 2009 or 2010 and whose mortgages were serviced by GMAC Mortgage and EverBank. As of year-end 2014, payments were mailed to all of the in-scope borrowers of these two servicers. Replacement checks for borrowers of GMAC Mortgage who have not yet cashed or deposited their checks are expected to be mailed by Rust Consulting, Inc., by May 2015.

Borrowers whose mortgages were serviced by one of the 13 servicers that entered into agreements in January 2013 or by GMAC Mortgage should call Rust Consulting, Inc. with questions at 888-952-9105, Monday through Friday between 9:00 a.m. and 8:00 p.m. EST or Saturday between 11:00 a.m. and 4:00 p.m. EST. Borrowers who had a mortgage serviced by EverBank should contact the paying agent for that agreement, Epiq Systems, with questions at 877-819-9754.

Are you a former IndyMac, OneWest, or Financial Freedom customer living in Los Angeles?

Marketplace: IndyMac backdating helped downfall

Marketplace: IndyMac backdating helped downfall


If your mortgage was originated by Financial Freedom or IndyMac, or if your mortgage was serviced by OneWest Bank, then we have an important announcement to share with you.

Earlier this month, the Federal Reserve and the Office of the Comptroller of the Currency announced they would hold a public hearing on the proposed merger of OneWest with CIT Group.

If you had an experience with OneWest Bank that was less stellar, you should consider sharing your experience with the Federal Reserve and OCC.  As part of the public hearing announcement, the regulators also announced they were extending the public comment period on the merger until February 26, 2015.

Better yet, if you’re in Los Angeles, consider attending the public hearing.  If you’re not speaking, you can just show up.  But, if you’d like to speak, you need to tell the regulators and information on how to do that is listed below.

If you are in Los Angeles and would like to weigh in on the merger, there is a public hearing being held on February 26th.  All persons wishing to testify at the public meeting must submit a written request no later than 5:00 p.m. PST on February 20, 2015. A request to testify may be sent by mail to: Scott Turner, Vice President, Community Engagement, Federal Reserve Bank of San Francisco, 101 Market Street, San Francisco, California 94105; by e-mail to: sf.community.development.info@sf.frb.org; or by facsimile: 415-977-4011.

If you can’t make the hearing, but want to share your views, you can send an email to: comments.applications@ny.frb.org and WE.Licensing@occ.treas.gov.  If you have personal experiences with OneWest Bank, CIT Group, or Financial Freedom, it is probably a good idea to mention that in your email.

If you’d like to learn more about this proposed merger, you may want to go to the California Reinvestment Coalition’s website, they have an entire page dedicated to this merger and it outlines the more troubling aspects.  Proposed Merger of CIT Group and OneWest Bank Resource Page.