Foreclosure rates in Silicon Valley are not dramatically better than those in other Northern California areas.

Silicon Valley has an image as an economic powerhouse, with high levels of employment and increasing home values. However, the foreclosure rate for the metropolitan area that encompasses Silicon Valley is not noticeably lower than the rates for other areas … Continue reading

Has Budget Car Rental Also Tried to Upsell You?

Earlier this month, my sister and I traveled to Denver, Colorado for a mini family reunion.  Because we were planning on doing a tour of Denver with one of our taller relatives, I made sure to reserve a Full Size … Continue reading

About us

This blog was originally created during the foreclosure crisis to help people understand and navigate their options to keep their homes. While the foreclosure crisis is over, it’s become increasingly clear that as companies grow larger, many of them are … Continue reading


According to a recent article in the Housing Wire, the answer is “yes”!  Traditionally, non-judicial foreclosure has been the approach preferred by California lenders and servicers.  This approach eliminates court oversight of the process, and restricts the rights of homeowners … Continue reading

Do Student Loans Contribute to Foreclosure Crisis? What We’ve Seen from Homeowners in San Jose and Sunnyvale, CA

USA Today reported yesterday (“Nobel winner: Cut student loan rates” ) on one of the proposals that has been put forth by Senator Elizabeth Warren (Bank on Students Loan Fairness Act)  to deal with what some have termed the next … Continue reading